The Rhoades Lending Team offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the most competitive conventional and government rates and loan programs.
Conventional:
30, 20, 15, 10 Year Fixed & 10/1, 7/1, 5/1 ARM
Up to 97% Loan to Value
Down to 620 Credit
Lender Financed Mortgage Insurance Available
HomePath & HomePath Renovation:
97% Loan to Value – Owner Occupied
90% Loan to Value – Non Owner Occupied
No Mortgage Insurance
No Appraisal
Niche Programs:
Chattel Loans
Commercial Financing
Hard Money
HARP II:
Fannie Mae and Freddie Mac
Unlimited LTV / CLTV
No Appraisal (per DU/LP Findings)
Owner Occupied / Non Owner / 2nd Homes
EA-I / EA-II / EA-III
No limit on number of financed properties
Government:
30, 15 Year Fixed & 5/1, 3/1, 1/1 ARM
100% Loan to Value – VA
100% Loan to Value – USDA
203(k) Rehab Loan
Manufactured Housing Allowed
Flips Allowed (<90 days / > 20% increase in price)
